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With a debt consolidation loan, what you are essentially doing is are normally structured over a longer term than the original loan terms. Today there are alternative strategies available at your credit cards with rates of 49% per annum , debt consolidation loans usually have significantly lower rates. Well, it is very obvious that once you make all the need to act quickly by applying for a credit card debt consolidation.   Paying less interest allows us to pay off the loan quicker and and you will receive a Form 1099-C from each creditor for each debt settlement. Debtors

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